This privacy policy is published in compliance with Rule 4(1) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, which mandates the disclosure of privacy policies regarding the handling and processing of personal data and sensitive information
This website, Only1Loan.com, is owned and operated by Naman Finlease Private Limited (hereinafter referred to as the "Company"), headquartered at S-370, Basement, Panchsheel Park, New Delhi. The Company operates under the brand name "Only1Loan" (which expression shall include its affiliates, successors, and permitted assigns). Only1Loan is committed to safeguarding the privacy of its users and ensuring transparency in how their data is handled. If you do not agree with this policy or any part of it, please refrain from using our website, mobile applications, or any related services.
At Only1Loan, a subsidiary of Naman Finlease Private Limited, we value the trust you place in us. We are dedicated to upholding the highest ethical standards in the collection, usage, and protection of your information. Your privacy is our priority. This policy governs the use of our website, mobile applications, products, and services. By accessing or using our services, you acknowledge and accept this Privacy Policy and our Terms of Use.
We recognize your concerns regarding the collection, use, and sharing of your personal information. Rest assured, we take appropriate measures to safeguard your data. Please review this Privacy Policy carefully alongside the Terms of Use provided on our website. Your continued use of our website or services constitutes your agreement to this policy. If you do not agree, please discontinue using our platforms.
By accepting this Privacy Policy, you explicitly consent to Only1Loan's collection, retention, processing, use, and disclosure of your personal information.
Only1Loan collects the following types of information:
1. Personal Information: Such as your name, contact details, and date of birth, which are required for processing your loan application.
2. Financial Information: This includes bank account details or credit card information, which are used to facilitate loan disbursal and repayment.
3. Transaction Data: Information related to loan applications, payment history, and account balances to manage and assess your loan eligibility.
4. Third-Party Data: With your authorization, we may collect information from third-party sources such as social networking platforms, in line with their privacy policies and your chosen settings.
We use the data we collect for the following purposes:
1. Loan Processing: To evaluate and process loan applications efficiently.
2. Customer Service: To provide support and resolve disputes during your loan journey.
3. Legal Compliance: To ensure our operations are compliant with all applicable laws and regulations.
4. Non-Personal Data: To analyze usage patterns and improve our services.
Your information will be treated with confidentiality and used only for the above purposes. We ensure your data's security and privacy at Only1Loan.
We may share your information in the following cases:
1. Service Providers: Information may be shared with trusted third parties, such as credit bureaus, lending partners, and payment processors, to facilitate smooth operations.
2. Legal Obligations: Information may be disclosed if required by law, such as in response to a subpoena or legal proceeding.
3. Business Transfers: In the event of a merger, acquisition, or business transfer, your information may be shared with the new entity.
We retain personal data as long as it is necessary for providing our services or as required by law. We handle your information with responsibility and security throughout its retention.
You have the right to access, correct, or delete your personal information and can withdraw your consent for its processing. We respect your privacy and the choices you make regarding your data.
Any disputes arising from this Privacy Policy will be subject to the jurisdiction of the courts in Delhi, India, and resolved in accordance with Indian law.
We use cookies to improve the user experience and monitor site usage. You may disable cookies through your browser settings, but certain features of our website may be impacted.
While we strive to protect your data using reasonable security measures, no internet transmission can be guaranteed to be completely secure. We are committed to securing your information but cannot ensure absolute security.
We may update this Privacy Policy periodically to reflect changes in our data practices or legal requirements. We recommend reviewing this policy from time to time to stay informed about how we handle your information.
We have appointed a Grievance Officer to address any concerns you may have regarding the handling of your personal information.
NODAL OFFICER GRIEVANCES
+91-9990831500
Info@only1loan.com
S-370, BASEMENT, PANCHSHEEL
Park, NEW DELHI.
We value your privacy and strive to address any issues promptly and effectively.